| Whether we manage your account or help you with your investment selections, our process is based on: | |
|---|---|
| Independent Investment Research | Value-Based Analysis |
| Tactical Asset Allocation | Risk Management of Portfolio Volatility |
| Globally Diversified, Multi-Asset Class Portfolios | |
- We manage accounts (portfolio management), or, at the client's request, strictly provide consultative investment advice, for clients who manage their own accounts (such as their 401k plans). Our fees for management accounts are based on a precentage of the assets under management, and our fees for consultative advice is baed on a per-project fee or monthly retainer.
- Our managed accounts are invested using a variety of investment vehicles including actively managed no-load mutual funds, index funds, exchange-traded funds and fixed income securities including Treasury bonds, and Municipal bonds.
- There are disciplined approaches to asset allocation, cost control, diversification, and rebalancing that add value and reduce risk. When we make recommendations it’s because we believe there’s a sound theoretical and practical foundation for success.
- Our managed accounts are globally diversified and comprised of many different asset classes with different characteristics of return, risk, and correlation to each other, and includes large-cap, mid-cap and small-cap US stocks, as well as international stocks, bonds and cash. Our accounts are proactively managed but we do not try to time the market – steady wins the race.
- We do not act as brokers, dealers or underwriters and do not derive any income from broker trading commissions. We do not have legal custody of our client’s assets. Instead, we are given the limited discretion to trade our client’s accounts, receive duplicate statements, invoice client accounts for our fees and make cash distributions directly to our clients at their request. Charles Schwab & Co., Inc. has been selected as Cela Advisors' primary custodian.